YNAB Review

 

Easter dressed uo--www.thethreeyearexperiment.com
Will we budget better if we’re dressed up?!! (Disclaimer: we hardly ever dress like this).

**This year is A Year of Good Habits. Each month, I’ll focus on developing or strengthening one financial habit to better automate that behavior so we can double our net worth in three years and become location independent. In January, I’m focusing on setting and sticking to a budget as the goal. To do that, I started using a new budgeting software Continue reading “YNAB Review”

A Year of Good Habits: Let’s Get Started

Dahlia flower steady efforts good habits-- thethreeyearexperiment.com
Steady efforts over time produce beautiful results.

One of the books that has had the biggest impact on how I think is Charles Duhigg’s The Power of Habit: Why We Do What We Do In Life and Business. Using emerging findings from the field of neuroscience, Duhigg explains how habits, good and bad, are formed.  Continue reading “A Year of Good Habits: Let’s Get Started”

January Net Worth Update

January net worth increase -- thethreeyearexperiment.com
Our net worth increase since 2011

Our family’s dream is to move internationally in three years. In order to do that, we’ve set a goal of doubling our net worth by December, 2019. While that amount of money won’t replace our yearly expenses using the 4% rule (yet!—we’re slowly bringing down our spending),  it will give us enough financial security to leave Continue reading “January Net Worth Update”

Semi-Minimalist Home

Semi-minimalist home--www.thethreeyearexperiment.com
Our semi-minimalist home

I love minimalism. I discovered Becoming Minimalist and The Minimalists about three years ago. I started my minimalist journey with Courtney Carver, of Project 333, and used thirty-three items of clothes per quarter, for about a year. At the same time, I started cleaning out our house, getting rid of things we no longer needed. During one January Continue reading “Semi-Minimalist Home”

The 50/50 Budget

50% garden habits budget-- thethreeyearexperiment.com
The garden, 50% in bloom

I have a friend who is amazing in so many ways. She is giving, has co-funded charities that help refugees, and is so excited about life she never stops participating in cool events in our area. She has family who lives internationally so she and her family travel a lot. She is terrified of budgeting. She and I have made Continue reading “The 50/50 Budget”