A Year of Good Habits: Quarter Two Update

We have officially completed (slightly more than) half of the year! We’re calling this year, which is Year One of our family’s plan to reach location independence, the Year of Good Habits. Each month, I’ve focused on improving or developing one new habit. Sometimes the habits are directly related to personal finance and sometimes they’re related to general self-improvement.  At the end of each month, I have been continuing the last month’s habit (or trying to) and adding a new habit in. (May I suggest, however, that you not try to adopt more than one or two per year? Twelve is a lot. This is more an experiment in extremes for our doubling-our-net-worth-in-three-years goal).

Quarter 2--www.thethreeyearexperiment.com

Habits–whether intentional or not–have been proven to be incredibly important. They are routines that are so ingrained into our days that many of them we follow without realizing we do so. Continue reading “A Year of Good Habits: Quarter Two Update”

A Year of Good Habits: Don’t Throw Away the Food!

We have entered the first days of June. June, sweet June, has continued wet and cold here in New Hampshire. I’ve tallied the rain days–fourteen and then, after a few days of respite, seven. Still, school ends in eight more days, flowers are blooming, and the boys and I are headed to the South for our annual summer road trip at the end of the month. Life is sweet this time of year.

Don't Throw Away the Food!--www.thethreeyearexperiment.com

It’s amazing that at the end of the month we’ll have finished half of the year! In some ways, it’s lovely to see the progress towards our goals we’ve made this year, and personal growth we’ve made as a family, in helping the kids navigate school and friendships, and finding the best combination of after-school activities and fun without going over the top.

We’ve also started the process of replacing our roof, and just sent a check in for 50% of the cost–$7,000 dollars of our hard-earned, after-tax dollars. I just keep telling myself that we’ll have a beautiful new roof that won’t leak and will make the house sellable! And I’m grateful that we’ve saved up that cash so we don’t have to panic or take out a loan for this major home repair. Continue reading “A Year of Good Habits: Don’t Throw Away the Food!”

A Year of Good Habits: Quarter One Update

We have officially completed the first quarter of the year! We’re calling this year, which is Year One of our family’s plan to reach location independence, the Year of Good Habits. Each month, I focus on improving or developing one new habit. Sometimes the habits are directly related to personal finance and sometimes they’re related to general self-improvement.  At the end of each month, I have been continuing the last month’s habit (or trying to) and adding a new habit in. (But, just for totally transparency, I would not recommend starting so many new habits in one year for the average person. This is more an experiment for the blog. In real life, I try to add in one or two new habits a year).

Quarter One Update--www.thethreeyearexperiment.com

Habits–whether intentional or not–have been proven to be incredibly important. They are routines that are so ingrained into our days that many of them we follow without realizing we do so. Continue reading “A Year of Good Habits: Quarter One Update”

A Year of Good Habits: Tomorrow’s Top Three

I’m going to spend each month of this year focused on building one new good habit to help our family achieve our goal of location independence, doubling our net worth, and moving abroad in three short years. This month, I’ll be focused on setting tomorrow’s top three goals.

Tomorrows top three--www.thethreeyearexperiment.com
Some of my top three from a couple of months ago.

Habits are the building blocks of our daily life, and I believe that focusing on replacing any bad or even “meh” financial and daily habits Continue reading “A Year of Good Habits: Tomorrow’s Top Three”

YNAB Review

 

Easter dressed uo--www.thethreeyearexperiment.com
Will we budget better if we’re dressed up?!! (Disclaimer: we hardly ever dress like this).

**This year is A Year of Good Habits. Each month, I’ll focus on developing or strengthening one financial habit to better automate that behavior so we can double our net worth in three years and become location independent. In January, I’m focusing on setting and sticking to a budget as the goal. To do that, I started using a new budgeting software Continue reading “YNAB Review”

The Almost Miraculous Benefits of Making Space for Thinking

waling in winter--www.thethreeyearexperiment.com
My morning thinking time.

Sara Blakely of Spanx© fame once said in an interview that she spends about 45 minutes each morning driving around the streets of Buckhead, the upscale area in Atlanta where Spanx headquarters are located. Even though she lives really close to her building, she builds in a “fake commute” so that she has time to Continue reading “The Almost Miraculous Benefits of Making Space for Thinking”

The Three Year Experiment

Me, contemplating 40… or just cooking dinner.

In July, I turned 37. That felt older than 36. A lot, lot older.  For some reason, probably related to the fact that human beings have an innate sense, even as newborns, of the number 3, this made 40 feel really close. 40 feels old. I remember when my parents had their 40th birthdays like it Continue reading “The Three Year Experiment”