Working 9 to 5

Well, I have some news. I got a job. Yes, that’s right, my days of practicing retirement are over (or almost over, since I have the summer ahead of me) and I am joining the masses for my first true full time job since Junior ThreeYear was born.

I am going to be a Spanish teacher for middle and high school students at a local private school just eight minutes from my house (that detail was an important part of my decision-making).

I’ll actually be working 7:45 to 4:00, but in deference to Dolly Parton (and my fifth grade talent show tune-yes, there were strategically placed balloons), I took some creative liberty with the post’s title.

How did I decide to go from no job to a full time job?

When we moved from New Hampshire to North Carolina, I knew I wanted to take a year off from teaching. Both Junior and Little ThreeYear have had a rough go of it in school with their ADHD and other assorted issues, and I wanted to make sure they were settled and at the right school before diving in to a new job.

Luckily, after a few months it became apparent that they were both thriving in their new schools.

I toyed with the idea of building a business and becoming my own boss instead of returning to teaching, but I realized that I’m not interested in being alone all day in front of the computer. I’m such a social person that instead of taking on more freelancing gigs, I joined the tennis team and started running with friends. Needless to say, my income flow has not been very strong this year.

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How to Travel When You’re Saving for Financial Goals

So many people think that travel is prohibitively expensive. They think, “I can’t afford to travel internationally.” But international travel can be downright inexpensive, if you travel to the right areas and use some tricks to keep your costs down.Is it a good decision to travel when you’re saving for financial goals? When you’re in the middle of paying off debt, should you plan an international trip? Should you go somewhere new when you’re working so hard to eliminate all of your payments?

My very biased opinion is that you should make travel a priority. In my experience, life passes you by really quickly, debt payoffs can be slow, and children grow up quickly.

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A Year of Good Money: Make Repairs

Six months into the year already! Time for another money challenge, the monthly challenges I give myself or my household to improve our spending habits or make us better stewards of the planet’s resources.

Last month, I read that the third top way to mitigate global warming is to reduce food waste.

And the fourth top way is eating a plant rich diet.

So during the month of May, I paid attention to how much food we wasted, and worked to decrease what we threw away.

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May Net Worth Update

The final countdown… yes, we have one more week of school left. The kids are remarkably sanguine. I am excited for the days where we won’t have the mad morning rush for a few blessed months.

We had another extremely full month in May. Since the weather has warmed up, there has been almost more to do than I can keep up with, leading to this post on how it’s a lot harder to be frugal when you’re busy.

We’ve also been spending a lot and not saving as much as I’d like, which has reminded me why I like having a job so much… extra income. While I’ve been on several interviews, I still don’t have anything lined up for fall. However, I have two promising meetings this coming week, and I’m continuing to apply to many different schools (and universities!).

Our Progress

This month our net worth dropped, because the stock market dropped. So, sadly, we ‘re one step back. We usually have less net worth progress in the summer months, so I’m prepared for several months of disappointing net worth reports.

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