50 Ways to Become More Frugal

I was not born into a frugal family, and frugality has never come naturally to me. Over the years, I have developed more frugal habits, very slowly. But if you’re not naturally frugal, then frugality, spending less, being careful with your money, or whatever you’d like to call it, IS a habit that you can acquire.

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Why is frugality so important? There are many who argue that you should keep your main focus on earning more money, because there’s only so much budget you can cut, but an unlimited amount of income you can create. True, but, the truth is, most of us waste an incredible amount of money, and focusing on becoming a little bit more frugal doesn’t just help us save $1, it helps us save anĀ after tax dollar. Meaning, if your tax rate is 25%, when you save $1, you’re really saving $1.25.

Once you’ve adopted a frugal habit, it will stay with you for years. Get in the habit of cleaning your own house? That’s $150-$200 per month that you’ll pocket for years. You don’t have to keep hustling to make more dollars–once you’ve adopted the habit, you can keep at it ad infinitum. Continue reading “50 Ways to Become More Frugal”