For only the second time in my adult life, I got to pick exactly where I wanted to live.
The first time was right out of college, when I could go anywhere. I chose Santiago, Chile. Spanish speaking country, good economy, I had some contacts there.
After that, I moved where the jobs were. Specifically, where my husband’s jobs were. Georgia and New Hampshire weren’t necessarily his top places to live, either, but that’s where he was offered gainful employment.
On Monday I shared the first half of our year in pictures, everything that happened in 2018 from January to the end of June, just before we officially became location independent. Today, here’s a visual post on what our lives have looked like in the second half of the year, from July to December, since moving to North Carolina and enjoying more location freedom.
Inspired by Tanja Hester’s post of her first year of retirement adventures, I thought I’d create a similar post of the ThreeYears’ 2018. After all, it was a big year for our family. We became location independent, we bought a new house, we went on several big trips, and the kids started new schools. As I was putting the post together, I realized that we had a lot of pictures! So I decided to break our year up into our pre- and post-location independence, which happens to fall right in the middle of the year (so handy!).
Here are the ThreeYears’ adventures from January to June of last year.
We started off 2018 in Chile, in the last week of our three-week long trip to visit Mr. ThreeYear’s family in Santiago. We also took a side trip to northern Chile, to the San Pedro de Atacama desert. That trip took place in the final days of December, so I won’t include pictures here, but read all about it in this post.
We bought lots of fresh fruits and veggies (because it was summer in Chile!) at the feria, the local market two blocks from our apartment.
When Mr. ThreeYear, our boys and I moved to North Carolina this June, we realized a dream at least a year and a half in the making.
So how does location independence feel six months in? How have our decisions turned out? I thought I’d give you an update on how we’re feeling about our move now that we’ve had some time to settle in.
First of all, just as a review, our family publicly announced on this blog, just over two years ago, that by the time I turned 40 (in July 2019), we wanted to sell our house and move abroad. I put it like this:
Six glorious months of this year have come and gone, and here we are, halfway through 2018. This year has been an unusual one for the ThreeYears, as it wasn’t too long after I published my 2018 Goals post that we decided to move to North Carolina and began working on how to make location independence happen a year earlier. Honestly, the past few months have been a blur, and I definitely haven’t been regularly checking the goals I set for myself. So, let’s see what I have managed to achieve and set some kind of course for the second half of the year.
My 2018 Goal Sheet
Let’s take a look at my 2018 Goals Sheet. We’ll go section by section, and see how things are going. I’ll grade myself using my arbitrary grading system of whether I feel like I’m making progress or not. Continue reading “Midyear Goals Update 2018”
Hi! I missed you last week. First, we had a joint work conference for Mr. ThreeYear, then we spent one day loading the moving truck, then one day cleaning the house, two days traveling from New Hampshire to North Carolina, and one day prepping for our close. By the time you’re reading this, we’ll be homeowners once again, this time in North Carolina.
I wanted to blog so much but it wasn’t happening.
I’ve never been so tired. Maybe after having the kids. Definitely after having the kids. But man, this is a close second. Moving is hard. Of course, we know it will be amazing once we get moved in and settled down, but for now, not knowing where my pjs are, or Mr. ThreeYear’s iPad, or pretty much anything, is disconcerting. Throw a mandatory joint work conference, an 8-year-old birthday party, and a graduate class with tons of work into the mix, and I was fried.
Also, yesterday, my sister thought she’d speed up my transition into North Carolina living, by taking me to a yoga class on someone’s back porch in 88 degree weather. Ten minutes into class, there was a puddle of sweat on my mat. And I think (ok, I know!) I belong in the beginner yoga class. These ladies were popping up into headstands on a dime. It’s a really good thing there’s no picture of that.
If you’re just joining, our family of four is on a three-year journey to double our net worth and become location independent. Since we’ve achieved the latter goal, we’ll be primarily focused on the former in each of these reports going forward. Each month, I record our progress on our net worth and our spending. Last year, we increased our net worth by 32% over the year before. This year, we’re trying to increase it by more than 65% from where we started in December 2016. Given the wild ride the market’s likely to take us on this year, I’m not sure it’s doable. But we’re going to try.
This month’s net worth report will be a little strange. It will take into account the (massive) loss of equity in our net worth from the move. We paid for realtors’ fees, closing costs, repairs, the move itself, attorneys’ fees, hotel stays, eating out, and the other myriad costs to move. Was it worth it? 100%! We’re living our dream of location independence (very firmly in one location, but hey, that’s what we want). It is a little hard to write down in black and white, though. Continue reading “June Net Worth Update”
After I posted our news that we’re moving to North Carolina this summer and will officially be location independent, some of you had questions. I thought I’d publish a follow up post to answer those questions and hopefully shed a bit more light on some of the decisions we made.
But first, make sure you read this post that details that plan. It contains a lot of information about where we’ll be and what we’ll be doing!
Okay, on to your questions!
Jalpan from Passive Engineering asks, “My question would be on the numbers. How did you decide your original number and how did you reach the conviction that you’ll still be okay even though you’ve not hit it?”
Great question, Jalpan. When we first decided the net worth number we wanted to hit, we knew it wasn’t the same as our FI number. In order to be completely financially independent, we’d need to save up more than our double net worth goal. But, we assumed that during location independence we’d either:
be working full time or
be traveling for a short amount of time, like a year
That’s right, we’re doing it a full year and a half earlier than our plan. Needless to say, we’re pretty excited.
No, we haven’t reached our goal of doubling our net worth (we’ll keep working on that). And no, we aren’t going to take off on an around-the-world trip (yet!). But we are going to be able to move wherever we’d like.
We’ve sold our house in New Hampshire. We’re just waiting until the end of the month to close and move. I’ll be sure to write about all the details of our house sale and move later this summer.
And, we’ve found a place to live in a small community in a lake town of North Carolina.
How Did This Happen?
We felt very good about our timeline of becoming location independent by the end of 2019, and were working hard to save up and make decisions about how we’d make our location independent lifestyle look (if you read earlier posts, you’ll see we’ve changed our minds on that a lot over this past year and a half). But, this January, I had a fateful conversation. Continue reading “The Big News”