August Net Worth Update

Happy September! Labor Day has officially passed. School has begun for the kids and me, Mr. ThreeYear is off on his first travel trip of the school year. FinCon, the eponymous financial conference, has started, although I’m not there this year.

A new season has started for many families in the US and it definitely has for ours; I’m now working full time and life is very different in our household.

Last week was my first full week teaching at my new school. I loved it; the kids are great, in general, and it was fun to have such a challenge in front of me. I also got home completely depleted every evening. I know that in time, I will feel stronger and less exhausted. I know this is a period of transition, but it feels hard.

That said, I’ve tried to put into place things that will help me make good choices. I’ve given myself a week to sleep in a bit, but this week I’m getting up earlier. On Tuesdays and Thursdays I’m going to my office to write, and on Wednesdays and Fridays I’m going to a fitness class. My neighbor, who works at our club gym, started it because I asked her to, so I feel locked in to going each Wednesday and Friday. That’s exactly how I want to feel, so that I will go regularly and not miss a workout.

I’ve started new habits of making lunches and getting clothes out the night before, something I’ve never mastered, so that mornings won’t be as rushed. Seems to be working for now.

Our Progress

While July showed an uptick in the net worth category (68.9%), August brought us back down (66.9%). I’ve now had one full month of contributing the max to my 403b, but that did little to my overall balance, combined with a market downturn. That means I bought low, though, so I’m glad.

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