Ten years ago, in 2009, we had just started getting paying off our $38,000 in debt and had very little savings to speak of. We had a 30-year home mortgage on our house in Atlanta, and because we’d only put 5% down and the market tanked so bad, we had negative equity in it.
I thought we’d never get our debt paid off, but we finally did, in December of 2009. For awhile, we were only focused on building up an emergency fund, and didn’t think about our net worth at all.
But once we found the FIRE community and began to learn more about personal finance, we wanted to grow our net worth and become financially free.
Here’s what we did to stack our financial wins and grow our net worth to the level it is now.Continue reading “How We Stacked Financial Wins to Grow Our Net Worth”