This month, the shower arm in our bathroom has broken, it has taken four different light fixture tries to replace the kitchen light above the sink, and our kitchen faucet has sprung a major leak. Not only we’re getting tips for scheduling a roofing maintenance check, but also quotes from roofers in the area to replace our roof. Because there’s a dearth of roofers in the area and the cost of labor and materials is so high, our best quote is $14,000. Yes, that is correct. The cost of a used car. One year of private school education. More than a years’ worth of groceries.
On May 14th, Mother’s Day, it snowed. It rained for fourteen days straight before that. Last week, we got two medical bills for a total of $2,000. We’ve been negotiating a new diagnosis with doctors and the school for our youngest child.
We’ve also had some awesome things happen this month. Mr. ThreeYear became an American citizen on Friday and my dad came up for a surprise visit. After the rain and snow, we got a week full of 80 degree weather and the flowers are blooming. Everything is green and alive. The school year is winding down–as of Wednesday, we’ll have just four more weeks.
We’re healthy, have a stable and happy home life, reliable jobs, and money in the bank to cover our expenses. In the grand scheme of things, the problems that have besieged us this month are minor annoyances. Continue reading “DIY Mayhem in May”
When Mr. ThreeYear and I decided to turn our financial lives around in 2008, we had a lot to learn. When we first started to budget, we wasted tons of money on what we now consider unnecessary expenses (things like alarm systems, cable, and yard service).
We were living in Atlanta at the time, and the dominant culture in that city can be a bit… showy. Since public transportation is limited there, as it’s one of the most spread-out metropolitan areas in the country, cars are a must. And one of the most popular Atlanta pastimes seems to be car one-upmanship. There was even a Lexus Lot at Turner Field, so that Lexus owners could park their cars in an exclusive lot much closer to the field. We were driving a BMW and an Acura at the time (although they were both very used), even though we had debt.
Then we moved to New England and we were exposed to a completely different culture. In the rural New England hamlet where we live, people like to say that they’re of hardy stock. After all, you have to be tough to brave seven months of snow, mud season, and the fierce weather that characterizes the very northeastern-most region of the country. Natives of this region are often seen in January in nothing more than plaid shirts, jeans, and boots, with temperatures in the teens (that’s roughly -10 for you users of Celsius).Continue reading “Planing Our Way to Frugality”
I discovered the Zero Waste movement, like so many others, when I stumbled on Béa Johnson’s blog, Zero Waste Home. Zero Wasters try to purchase and create as little trash as possible. People like Bea, who really originated the movement, get so good at it they can put all of the trash they generate in a year in a mason jar–everything else is refused, reused,reduced, recycled, or rotted, in that order.
The movement is super inspiring. Paying attention to how much trash you purchase and/or generate gets you thinking about how much waste we, as a society, generate. Zero wasters freely admit that for most people, creating no trash is really hard, if not impossible. The idea is to reduce as much as possible the amount of trash you create, to really think about what you purchase and be creative about ways of buying stuff with less packaging.
The biggest place you can make a difference in the amount of waste you make is at the grocery store.
Our family lives in Northern New England, so we have lots of ski slopes very close by our house. Unfortunately, skiing is very expensive and can work against our ability to save, so if we want to ski, we have to be smart about it.
Admittedly, skiing on the cheap is very difficult. Skiing is an expensive hobby, with expensive equipment, clothing, and lift tickets. And since our family is on a three-year journey to save as much money as possible so we can become location independent, we have to be careful about what we spend on entertainment costs. But our family gets around a lot of those expenses by utilizing some of the following “tricks”: Continue reading “How to Ski on the Cheap”