If you’re of a certain age (eh-hem, late 30s and 40s), you’ll remember well the opening scenes of Mr. Roger’s Neighborhood, where the delightful Fred Rogers walks through his TV set’s front door, walks down the stairs, heads to the front closet, removes his dress coat, puts on a cardigan, takes off his dress shoes, puts on his sneakers, and then sits down to tell us about the day’s episode.
This daily ritual was purposeful. Pastor and psychologist Rogers knew that young children craved routine, and indeed, watching that opening sequence brings me, to this day, a sense of peace and serenity seldom found when I watch television.
Routine is necessary for maximum efficiency in life, and maximum efficiency is very often necessary for saving money.
If your life is highly routined, then you and the people you live with know what is coming. You can plan for it, and save for it. More importantly, your brain doesn’t have to waste precious neurons deciding how to manage unexpected decisions.
If you currently waste money repeatedly in the same way, a routine will allow you to examine that cost and change it so that you save yourself money again and again simply by making one decision at one point in time.
Let me break this idea down a bit more.Continue reading “Saving Money Through Routine”