October Net Worth Update

Hi! I’m back with another net worth update.

October Net Worth Update www.thethreeyearexperiment.com

October was a fun, warm, leave-changing, slow fall month for us. I say “slow fall” because in New Hampshire, the leaves started changing colors around August 1st (every year!) and then from mid-September to the first week of October, went into riotous “bloom” until a heavy rain would take them out and all the leaves would be bare. Fall was brief.

In North Carolina, fall has slowly moseyed its way in, the leaves have taken their time changing color, getting darker and darker over weeks, not days, and are also taking their time dropping to the ground, as the temperatures shift between 40s and 50s to 60s and occasionally, 70s (F).

I know I talk about the weather a lot. But when you spent the last eight years as a Southerner in exile in bleak New England, you get at least a year to geek out about the amazing warm weather in the South.

If you’re just joining, our family of four is on a three-year journey to double our net worth and become location independent. Since we’ve achieved the latter goal, we’ll be primarily focused on the former in each of these reports going forward. Each month, I record our progress on our net worth and our spending. Last year, we increased our net worth by 32% over the year before. This year, we’re trying to increase it by more than 65% from where we started in December 2016. It’s looking more and more like we’re going to miss that by a wide margin. But since we know we don’t always reach our goals, especially our BHAGs, we’ll just keep working ’til we hit it!  Continue reading “October Net Worth Update”

Why a Prepaid Disney Vacation is the Best Vacation

Have you ever taken a prepaid vacation? Maybe you went to an all-inclusive resort, a cruise, or a tour vacation. By prepaying before you go on the trip, you cover the cost of lodging, food, transportation, and oftentimes gratuities and incidentals like phone calls. We just got back from a prepaid Disney vacation, and I am convinced it’s the best way to enjoy Disney World.

Why a Prepaid Disney Vacation is the Best Vacation www.thethreeyearexperiment.com

Our family got back from our epic week-long Disney trip two weeks ago. It was the very first trip Mr. ThreeYear, Junior Three Year, and Little Three Year had ever taken to Disney World. I’ve been several times throughout my life, but we were never interested in making a trip with the boys until now.

First of all, my brother-in-law is a big Disney fan. He and my sister have gone multiple times since they’ve been married six years ago, and they invited us to go with them about a year ago when they started planning the trip. Second, they agreed to plan 100% of the trip for us. If you’ve ever been to Disney, you know that to get the best experience requires some major planning. And my brother-in-law was more than up to the task.

He read Disney blogs, researched the ways to get the best deals on places to stay, reserved our fast passes exactly sixty days before we left so we could get the best ones, and even filled out our online Disney Destinations profiles for us. All we had to do was pay for the trip and show up.

Disney World is very expensive, unfortunately, especially when it comes to food, so we made the decision to go all-out on this trip, which will be our one and only Disney trip while the boys are young.

Here’s how we did it. Continue reading “Why a Prepaid Disney Vacation is the Best Vacation”