Interview with Mr. ThreeYear

Mr. ThreeYear, apart from increasing the height and attractiveness genes of my children (thanks, honey!), is one-half of the brains behind our location independence plan. He also has an incredible story of growing up in difficult circumstances and working very hard to make a better life for himself.

Interview with Mr. ThreeYear

Since normally, I write the blog and Mr. ThreeYear just reads it, I thought I’d turn the reins over to him and allow him to share his thoughts on location independence, overcoming obstacles, and reaching financial independence.

Can you tell everyone a little about your background?

I was born in Santiago, Chile, in the mid-seventies. I grew up under the dictatorship of Augusto Pinochet. Our family was not really political; however, it was clear to see that it was not a smart idea to publicly oppose the government because of the consequences it would bring to your family.

I was the youngest of four siblings. I have two much older sisters who married and left the house early. My brother was also older, by eleven years. We lived right next to my grandmother. The country was very economically depressed. It was hard to get jobs. Unfortunately, my dad was getting nevada unemployment for a long time, which made my mom the main breadwinner, working three jobs at a time (she was a special education teacher). We never starved, but it was clear to me that we were at the lower end of the financial spectrum. Continue reading “Interview with Mr. ThreeYear”

Location Independent, International Jobs: Jalpan from Passive Income Engineering

Hello! Welcome to “Location Independent, International Jobs,” the Wednesday series where I showcase stories from people who have become location independent, work internationally, and/or continuously travel. I’ve interviewed all kinds of people who all have slightly different takes on location independence or living internationally. Recent posts include Joney TalksRuby from a Journey We Love, Pete of Do You Even Blog?, and Heather

Guest posters will be sharing how they became location independent or how they got jobs abroad, but most importantly, they’ll share how their lifestyle has positively or negatively affected their finances and how they got to the life they’re living now.  

The reason for this series is to showcase people who have already achieved what the ThreeYear family is working towards: location independence and/or securing international jobs. Today I’d like to introduce Jalpan, a mechanical engineer by day and personal finance/investing blogger by night. 

He blogs at Passive Income Engineering. Jalpan’s post tells us how he moved abroad, first for college, then for a one-year international assignment in Houston, Texas. 
Let’s here the engineer’s perspective on international jobs! Take it away, Jalpan!

Can you tell us a little bit about your background?

I was born in India and moved to Jakarta, Indonesia with my parents when I was 6. I later moved to Singapore for college when I turned 17. I graduated with a bachelor’s degree in Mechanical Engineering. I’m 27 today and am single. I need to step up when it comes to putting myself out there and going on dates.
Location Independent, International Jobs: Jalpan--www.thethreeyearexperiment.com
Jalpan spent a year working in the US, and made sure to site see while he was here! 
Currently, I am a mechanical engineer by day and personal finance/investing blogger by night:)
My blog is Passive Income Engineering and its main focus is on building scalable and sustainable streams of income that can run with little or no time on your part. I am an engineer and write with an engineer’s perspective. I want to know how things work and make them work for me. That’s how I came up with the name.

How did you make the decision to move internationally?

My first move from India to Indonesia was entirely due to my parents.

For college, Singapore seemed to be the best option for me since their universities are recognized internationally and place well in international rankings.

I have always been interested in entrepreneurship and when I found out that my university had a work+study program specifically geared towards entrepreneurship, I was dying to go. It involved interning in a tech start-up and taking lessons in entrepreneurship at a partner university in Stockholm, Sweden.
Lastly, my one year in Houston was a training assignment from my current employer. It was crucial to my professional development and since I was single and loved to travel and experience new cultures, it was a total no-brainer for me.

Continue reading “Location Independent, International Jobs: Jalpan from Passive Income Engineering”

Our Debt Payoff Story: Guest Post on High Five Dad

I’ve written about our debt payoff before, but today I typed up all the gory particulars for a guest post on High Five Dad.

High Five Dad is a blogger who shares lots of debt payoff stories from people of all walks of life, to show you how different people achieve a similar goal.

Our Debt Payoff Story--www.thethreeyearexperiment.com

Debt is pernicious, but when I first married Mr. ThreeYear, I thought it was normal. We thought we were on the right financial track because we were saving for retirement and investing, even though we had a $10,000 credit card balance and car loans.

Mr. ThreeYear and I started out our lives together debt free, thanks to our generous parents and our savings skills while we lived in Chile (Mr. ThreeYear even bought his first two cars outright with cash). Unfortunately, once we moved to the spendy, show-offy land of Atlanta, we changed our ways for the worse and racked up a lot of debt.

Find out what made us decide to get rid of our debt for good and how we paid if off in 18 months over at High Five Dad. Thanks so much for including our story, High Five Dad!!

If you can leave a comment here or there, letting us know what you think or how your payoff story compares, I would really appreciate it! 

And stay tuned for another regularly-scheduled blog post on Friday!

 

 

 

Location Independent, International Jobs: Jonathan of Joney Talks

Hello! Welcome to “Location Independent, International Jobs,” the Wednesday series where I showcase stories from people who have become location independent, work internationally, and/or continuously travel. I’ve interviewed some fascinating individuals who all have slightly different takes on location independence or living internationally. Recent posts include Mrs. Adventure Rich, Kerri, who owns a top-earning Etsy business, Steve from Think, Save, Retire,  and Pete of Do You Even Blog?. 

Guest posters will be sharing how they became location independent or how they got jobs abroad, but most importantly, they’ll share how their lifestyle has positively or negatively affected their finances and how they got to the life they’re living now.  

The reason for this series is to showcase people who have already achieved what the ThreeYear family is working towards: location independence and/or securing international jobs. Today I’d like to introduce Jonathan, a Belgian financier and blogger who’s lived abroad for the past ten years. His story is really interesting, because he moved to Norway, then moved “abroad” to Paris for a year on a work assignment. Today he tells us why he took on that project and how it’s worked out for him. 

Jon and I chatted via Skype and here’s what he had to tell us: 

Can you tell us a little bit about your background?

I am from Belgium, and I lived there until I was 25. My background is in finance and business [there’s a unique business engineering degree in Belgium that combines engineering and finance, Joney explained, and he took classes in chemistry, physics, and math first and then eventually finance]. Then after my studies I wanted to start my career with a 6-month internship abroad (with the thought of moving back after the internship) and this led me to Norway. I found an interesting internship and I thought, “okay, let’s do it.” It was a 6-month internship and was the start of my career. I didn’t know much about Norway before going there. The internship became a real job, and then I got another job that sent me to France.
Jonathan in front of Norway's Royal Palace--www.thethreeyearexperiment.com
Jonathan from Joney Talks in front of the Royal Palace in Oslo, Norway.

How did you make the decision to move internationally?

The first step to go to Norway was to join AIESEC (pronounced eye-sec), the international student organization. And they give opportunities to students around the world to do internships abroad. I joined that community to find a job abroad [Laurie: they’re one of the largest student organizations in the world that I’d never heard of, and are in the US, too, for those looking for internships abroad]. I didn’t have in mind to move to Norway specifically, but an opportunity came along there and I took it.

Continue reading “Location Independent, International Jobs: Jonathan of Joney Talks”

Location Independent, International Jobs: Kerri

Hello! Welcome to “Location Independent, International Jobs,” the Wednesday series where I showcase stories from people who have become location independent, work internationally, and/or continuously travel (check out previous stories here, here, here, and here!). Guest posters will be sharing how they became location independent or how they got jobs abroad, but most importantly, they’ll share how their lifestyle has positively or negatively affected their finances and how they got to the life they’re living now.  

The reason for this series is to showcase people who have already achieved what the ThreeYear family is working towards: location independence and/or securing international jobs. Since we’re not sure which route we’ll take, we thought we’d hear from people who’ve already achieved one or the other, so we can learn more.

Today, I’d like to introduce you to Kerri, who happens to be… my sister! Not only is she one of the most creative people I’ve ever met, she and her husband Joel have created an incredible Etsy business making handcrafted leather goods. Their business was recently featured in the Charlotte Observer (they live in the Queen City). About a year and a half ago, the business had grown to the point that Kerri was able to quit her job at a design firm and work full-time from home. I interviewed her last week while I was staying with her for a few days. Here’s her inspiring story of entrepreneurship and location independence! 

Can you tell us a little bit about your background?

I was a graphic design major in college. I’ve always been someone who likes to make things and I’ve always been crafty. When I was a kid, my definition of playing was making things. [Laurie: Yep. She and I had many a Barbie fashion show, and Kerri created fabulous Barbie outfits out of bits of fabric and ribbon. She also made crazy cool tree houses and forts in the woods]. After college, I got a job with a yearbook design company doing corporate marketing and I worked there for one year. After college, I moved to Milan, Italy, to attend Domus Academy, a prestigious design school, to obtain my masters in design. I’d always wanted to move abroad, and I teamed up with a friend of mine from college to plan a way to get there. I was there for a year and while I was there, I got a crash course in product design and the Italian design process.

Kerri in her studio--www.thethreeyearexperiment.com
Kerri in her Charlotte, NC, leather working studio.

When you think of Italian design, you think of some of the greatest designers in the world. And I was heavily influenced by the Italian way of doing things. They have such an incredible sense of history and craftsmanship there, a strong sense of history and tradition in everything they do. There is always a nod to the past and to the process. That stuck with me, not to mention the leather.

When I got back from Italy, I moved back to Charlotte, where I’d been living before I got my Master’s. It was a down economy, so I felt very lucky to get my old job back. It wasn’t my dream job, but it was stable design work. Joel, my then-boyfriend, and I had been dating for a few years at that point, and we got married in 2010. We met in college, where he was also a graphic design major. While I was in Italy, he’d gotten a job with Rubbermaid designing their packaging.
Continue reading “Location Independent, International Jobs: Kerri”

Location Independent, International Jobs: Heather

Hello! Welcome to “Location Independent, International Jobs,” the Wednesday series where I showcase stories from people who have become location independent, work internationally, and/or continuously travel. I’ve interviewed some fascinating individuals who all have slightly different takes on location independence or living internationally. Recent posts include Steve from Think, Save, Retire,  Mrs. Adventure Rich, and Mavis, an international teacher.

Guest posters will be sharing how they became location independent or how they got jobs abroad, but most importantly, they’ll share how their lifestyle has positively or negatively affected their finances and how they got to the life they’re living now.  

The reason for this series is to showcase people who have already achieved what the ThreeYear family is working towards: location independence and/or securing international jobs. Since we’re not sure which route we’ll take, we thought we’d hear from people who’ve already achieved one or the other, so we can learn more.
Today, I’d like to introduce you to Heather, a twenty-something ESOL teacher who lives in New Hampshire. 

I know Heather from my Master’s program and we have a lot in common, which is why I asked her if she would share her story on the blog. Heather moved to Chile after college, just like I did, and taught English as a Second Language, just like I did, and fell in love with Chile (easy to do!) just like I did. And we both live in New Hampshire and attend the same Master’s program in TESOL (Teaching English to Speakers of Other Languages). But, our stories are a bit different, and probably more importantly, we’re about a decade apart in age. So Heather is at a different place in life than I am, which is cool, because she can do things like introduce me to SnapChat. Okay, without further ado, I give you Heather! 

Can you tell us a little bit about your background?

I’m from Sandwich, New Hampshire. [Laurie: I love that town name]. I have a B.A. in Italian Studies from Connecticut College.

 

Heather--www.thethreeyearexperiment.com
Heather in Gran Torre Santiago (the tallest building in Latin America), overlooking the north part of the city.

How did you make the decision to move internationally?

I was finishing up college and was set on working abroad as an English teacher. I had done the CELTA course between freshman and sophomore year and wanted to get a job where I could be the principal teacher since previously I had volunteered or tutored (CELTA stands for Certificate of English Language Teaching to Adults–it’s affiliated with the University of Cambridge ESOL examinations). I didn’t apply for any US jobs and put all my energy into looking for something abroad. I figured this was a perfect time to do it since I would be graduating and needed a break from school. Also, I wanted to confirm that TESOL was my career path before jumping into grad school. Continue reading “Location Independent, International Jobs: Heather”

Location Independence, International Jobs: Pete of Do You Even Blog

Hello! Welcome to “Location Independent, International Jobs,” the Wednesday series where I showcase stories from people who have become location independent, work internationally, and/or continuously travel. If you haven’t already, check out the posts from Ruby from A Journey We Love or Adriana from Italy. Guest posters will be sharing how they became location independent or how they got jobs abroad, but most importantly, they’ll share how their lifestyle has positively or negatively affected their finances and how they got to the life they’re living now.  

The reason for this series is to showcase people who have already achieved what the ThreeYear family is working towards: location independence and/or securing international jobs. Since we’re not sure which route we’ll take, we thought we’d hear from people who’ve already achieved one or the other, so we can learn more.

Today, I’d like to introduce you to Pete from Do You Even Blog, where he interviews bloggers and online entrepreneurs on his podcast, and teaches people how to blog on the website. Pete and his family have been fully location independent for about six months and he runs his own business from home. I’ve gotta share his “official bio”–what a wordsmith! 

Pete McPherson writes killer bio paragraphs. But when he’s not doing that, he’s a full-time husband and dad, idealistic entrepreneur, purple cow thinker, blogger, marketer, CPA, data nerd, STAR WARS nerd, web and iOS developer…and really fast typer. He spends his days teaching people how to blog better as well as drafting and validating various project ideas.

So get ready to hear a story about bravery from Pete, who took a leap of faith to create a location independent business to give his family a better lifestyle. 

Can you tell us a little bit about your background?

I have two kids (aged three and three months), and I have a super-corporate background in Accounting and Finance. I worked for huge companies in Atlanta, Georgia [Laurie: hey! us too!] for a few years before venturing out on my own 100%.

Oh, and my wonderful wife and I have been married four years!

Pete--www.thethreeyearexperiment.com
Pete from Do You Even Blog and his family.

Continue reading “Location Independence, International Jobs: Pete of Do You Even Blog”

Location Independent, International Jobs: Mrs. Adventure Rich

Hello! Welcome to “Location Independent, International Jobs,” the Wednesday series where I showcase stories from people who have become location independent, work internationally, and/or continuously travel (check out previous stories here, here, here, and here!). Guest posters will be sharing how they became location independent or how they got jobs abroad, but most importantly, they’ll share how their lifestyle has positively or negatively affected their finances and how they got to the life they’re living now.  

The reason for this series is to showcase people who have already achieved what the ThreeYear family is working towards: location independence and/or securing international jobs. Since we’re not sure which route we’ll take, we thought we’d hear from people who’ve already achieved one or the other, so we can learn more.
Today, I’d like to introduce you to Mrs. Adventure Rich, a twenty-something Midwesterner married to Mr. Adventure Rich, a thirty-something handyman. The couple recently had a kid, bought a house and property, and began documenting their journey to financial independence on their blog, Adventure Rich. Mrs. AR gives us tons of great details on how she negotiated a remote position and moved back home to Michigan to be close to her family. Take it away, Mrs. AR! 

Can you tell us a little bit about your background?

Adventure Rich--www.thethreeyearexperiment.com
Mrs. Adventure Rich enjoys all things outdoor.

I am originally from northern Michigan.  My parents were small business owners who hustled to grow their outdoor sports goods store, and I was raised with a passions for all things outdoors.  I attended college in southern California where I graduated and headed into a business career based near Los Angeles.  During my first summer working, I “met” (we knew of each other, but never on personal terms) the future Mr. Adventure Rich.  He took me mountain biking on our first date and the rest is history 😉  We got married in 2013 and our son, Adventure Rich Jr.,  arrived in 2015.  In the 2 years of his life, he has developed into a crazy-energetic kiddo whose favorite pastime is challenging us to running races down our driveway (yes, really… I’m a runner and he tires me out!).  

Continue reading “Location Independent, International Jobs: Mrs. Adventure Rich”

Location Independent, International Jobs: Ruby from A Journey We Love

Hello! Welcome to “Location Independent, International Jobs,” the Wednesday series where I showcase stories from people who have become location independent, work internationally, and/or continuously travel (check out previous stories here, here, and here!). They’ll be sharing how they became location independent or how they got jobs abroad, but most importantly, they’ll share how their lifestyle has positively or negatively affected their finances and how they got to the life they’re living now. 

 

The reason for this series is to showcase people who have already achieved what the ThreeYear family is working towards: location independence and/or securing international jobs. Since we’re not sure which route we’ll take, we thought we’d hear from people who’ve already achieved one or the other, so we can learn more.  

Today, I’d like to introduce you to Ruby from A Journey We Love. Ruby and her husband are thirty-somethings who travel a lot, even though they have full time jobs and are working towards FI before 45, thirteen years from now. Once they reach financial independence, they plan to become location independent and travel full time. Ruby says, “We want to have more of our time back to do what we want and focus on our passions instead of trading our time for money at a traditional office.” I’m with you there, Ruby, and I look forward to sharing your story with our readers! 

Can you tell us a little bit about your background?

I was born and raised in the Philippines, and only immigrated to the US four years ago because of a job opportunity. I met my husband in the US, and we’ve been married for a year but together for nearly four years. We don’t have kids yet but we plan to!

A Journey We Love--www.thethreeyearexperiment.com
Peter and Ruby from A Journey We Love

I was from a middle class background. I lived in the Philippines most of my life – I studied there from grade school until uni and also started my career there. Well, until that day when my employer in the Philippines (a multinational bank) sent me to the UK (this was in 2008). I met a lot of people who loved to travel and that inspired the travel bug in me. I got another opportunity to go back to the UK in 2011 (also through said employer), and I realized I didn’t want to go back home but wanted to live full time abroad. In 2013, the opportunity to move to a new office in Florida came through. It was an expansion and it was relatively new and I jumped at the chance. This contract was only supposed to be for three years, but they took me on as a full-time worker here in the US after I got married to Peter.

 

It was always my goal to leave the Philippines. Back when I was thirteen, I knew I wanted to go, but always thought I’d end up in Singapore, which was a first world country that’s close to the Philippines. I decided that if I looked for work, it would have to be at a multinational company to gain more exposure (and boost my resume if I wanted to look for jobs abroad).

Peter’s story is a bit different than mine. He was born in Bratislava, Slovakia and lived there until he was eleven. Then in 1997, his family moved to the US when they won the green card diversity lottery and has lived in the US ever since. I met him through work – we were working for the same multinational company that sent me to the US!

Not only did said company make my dream of moving abroad come true, it also gave me the opportunity to meet my husband!

Continue reading “Location Independent, International Jobs: Ruby from A Journey We Love”

Location Independent, International Jobs: Adriana of Money Journey

Hello! Welcome to “Location Independent, International Jobs,” the Wednesday series where I showcase stories from people who have become location independent, work internationally, and/or continuously travel. They’ll be sharing how they became location independent or how they got jobs abroad, but most importantly, they’ll share how their lifestyle has positively or negatively affected their finances and how they got to the life they’re living now. 

 

The reason for this series is to showcase people who have already achieved what the ThreeYear family is working towards: location independence and/or securing international jobs. Since we’re not sure which route we’ll take, we thought we’d hear from people who’ve already achieved one or the other, so we can learn more.  

Today, I’d like to introduce you to Adriana, who blogs at Money Journey. Adriana and her boyfriend have lived in Italy for the past nine years. When Adriana first arrived in Italy, she had no job, spoke very little Italian, and hadn’t even finished college! Now, nine years later, she has a freelance career, has traveled all over the continent, and even occasionally gets mistaken for an Italian! I think you’ll find her story very interesting, especially if you’ve ever considered living abroad. 

Background

My name is Adriana and I’ve been living in Italy with my boyfriend for the past nine years.

Adriaa--www.thethreeyeareexperiment.com
Adriana of Money Journey, with Switzerland behind her

We’re not married yet, nor do we have any kids or pets.
Continue reading “Location Independent, International Jobs: Adriana of Money Journey”