Hello! Welcome to “Location Independent, International Jobs,” the Wednesday series where I showcase stories from people who have become location independent, work internationally, and/or practice location arbitrage, as is the case with today’s guest poster.
Today you’ll hear from Moose, who blogs about FI at MSoLife. It isn’t everyday that you meet a fellow Carolinian with ties to Chile who speaks Spanish fluently. We’ve had fun ribbing each other in Spanish over email. I couldn’t wait to hear more about his plans for the future once he reaches FI in a few years.
This interview will cover:
Where Moose plans to move to live more cheaply once his family has reached FI
Who geoarbitrage is right for, and who it isn’t right for
How a mini-retirement can fit into your FI goals
For the complete story of how Moose plans to retire to South America, read on.
Can you tell us a little bit about your background?
I was born in France and have lived in Mexico, the UK, the USA, and
Germany, so it’s hard to say where I’m from, but I currently live in Los
Angeles, California and am from Charlotte, NC. I’ve been married for a
little over five years and we have one daughter, who’s two years old. I was
an Army officer for six years before going to business school and I’ve
worked in investment banking (for a short time and it sucked) and investment research for private equity and hedge funds.
It’s no secret that the ThreeYear family loves to travel. But we have two kids who almost always travel with us, and four travelers are a lot more expensive than two! So over the years, we’ve learned how to keep our travel expenses down.
Here are 5 ways that we budget travel with our kids.
Today I’m excited to guest post on Keep Thrifty. Keep Thrifty is a personal finance and travel blog run by Chris and Jaime, who live in Madison, Wisconsin. They’re run some amazing lifestyle experiments in the last few years, including living in half their house, moving to an apartment, and taking a one-year mini-retirement. I love how brave and willing to think outside of the box they are for their family.
In the post, I share how I caught the travel bug, met and married Mr. ThreeYear, and then settled into… life as we know it! I share the reasons we’ve embarked on our three year experiment and what we hope to get out of it as we work towards location independence, or location freedom, as Keep Thrifty calls it! It sure is freedom!! Not being tied down to one job or one place is such a freeing thought. Gives me goosebumps just thinking about it! Continue reading “How We Are Working Towards Location Freedom: Guest Post on Keep Thrifty”
Where are we staying, exactly? Santiago has tons of AirBnBs, hotels, and hostels. But we didn’t want to spend money on those options when Mr. ThreeYear’s whole family lives here. So we’re staying in… our apartment!
Thirteen years ago, Mr. ThreeYear and I bought an apartment for his mom to live in, right before we left Chile to live in the US. All of the details of our purchase and payments are detailed in this post.
The apartment is located in one of Santiago’s 37 comunas. We’ve argued about the best way to translate this word, but I think they’re best described as neighborhoods, although they are official units of governance within the city. Mr. ThreeYear says the correct translation is municipalities.
The “best” comunas are in the Northeastern sector of the city–La Reina, Las Condes, Vitacura, Lo Barnachea, and La Dehesa, a community so exclusive it isn’t even on the map.
Our apartment is located in San Miguel, a comuna that’s right in the middle of the city (which I never realized!), just under the big red Santiago comuna. San Miguel is famous for, among other things, being home to Los Prisioneros, probably Chile’s most famous rock band from the ’80s. It’s where Mr. ThreeYear grew up, and where a lot of his family still lives (it seems like every other day we run into a distant cousin when we’re out walking). Continue reading “Notes from Chile: Lodging and Transportation”
Hello readers! The ThreeYears are currently in Santiago, Chile, for Christmas and New Year’s. It’s summer here, so the weather is hot. Our family of four has been busy visiting family, traveling to the driest desert in the world, and generally enjoying ourselves.
Santiago is a city of about 6 million people, roughly one third of the total population of the country, located in the very center of the long and narrow string bean that is Chile. It’s nestled in a valley between several mountain ranges–the Andes to the east (mountains known as the Precordillera–not quite as tall as the Cordillera of the Andes a few kilometers away) and the Chilean Coastal Range to the west. More mountains, a small range called the Cordón de Chacabuco, which is part of the Andes, are to the north, and to the south, there’s the Angustura de Paine, another thin mountain range that extends toward the coast. So there are giant mountains everywhere you turn. It’s one of the reason people hypothesize that Chileans are want to end so many words in “ito,” the Spanish ending that makes things little, because when you’re constantly staring at giant mountains everywhere you go, you feel smaller.
Santiago is organized into neighborhoods, or comunas. There are 37 official comunas in the city, and some (the best neighborhoods) extend into the foothills of the mountains that surround the city. Those neighborhoods can get to around 1,000 meters in elevation.
Santiago has a thriving economy that leads Latin America–its economy is the second most competitive in the region. The Economist Intelligence Unit ranked Santiago the second best city in which to live in Latin America, after Buenos Aires.
Our family is on a journey to become location independent in three years. One of our plans is to move across the world for a few years. Today, I’ll share the story of the last time I moved to a different continent.
Travel back with me, to many, many, many (ok, not quite so many) years ago. The setting: a shabby chic apartment near my college campus. Two twenty-something women are starting to realize that the real world was closer at hand than they would like.
When I was a senior in college, with “real life” bearing down on me hard, I had a conversation one night with my friend Liz (maybe over martinis, I forget) about what we would do after college. The year before, we’d spent our fall semester in Madrid in an exchange program. We’d had the time of our lives, and were still having trouble adjusting to college life.
Last week, I was offered a new gig as a part-time ESOL Teacher. This gig will allow me to work in two schools for a total of about 30 hours maximum per week. But is it a good idea? Does it help us with our three year goals?
A New Gig Helps Me Mind the Gap
Personal finance bloggers talk all the time about the ways to increase your net worth—spend less or make more.
Some advocate spending less, some show you how to make more. Some, like Afford Anything, talk about both—minding the gap between how much you spend and how much you earn, and getting it as large as possible.
My husband is the main income earner of our family. I, on the other hand, work only 15 hours a week. But part of my job is making sure I’m here before and after school, taking kids to appointments, and making sure life runs smoothly for the Three Year Experiment family. The more I’m at home, the smoother things run. But I’ve also found I have to work. I go a little crazy if I don’t.